ROYAL Ai

Everything we build for mortgage, in one place.

ROYAL Ai is software for loan originators. ROVER talks with the borrower. FLO runs the loan. Royal C works the pipeline. ROVER PROCESSOR and ROVER UNDERWRITER do the file work. The API puts ROVER, the calculators and the lender rules inside your own product.

Talk to ROVER See everything API docs

Live working today
Demo try it on made-up files
Preview built, opening soon

The software

One system, from the first question to the keys.

Every piece shares one brain, one look and one ROVER. Start anywhere.

Live

ROVER

The AI that talks with every borrower, by voice or text, day or night. He answers the real question, runs the numbers and moves the borrower toward an application.

Talk to ROVER

ROYAL Ai APILive

The ROYAL Ai API

ROVER's answers and the mortgage calculators, inside your own website, app or system. Try every call in the browser with the public sandbox key.

Read the docs

Demo

FLO, the loan operating system

One chatbox and one chart of bubbles: every step of the loan, who is on it and what comes next. Each person sees only their part.

Walk a sample loan

ROYAL CPreview

Royal C, the CRM

Every call and every task is one numbered bubble, ranked by who needs you now. Make the call yourself, or hand it to ROVER.

Opening soon

ROVER PROCESSORPreview

ROVER PROCESSOR

Scrubs the file, tells the borrower exactly what to upload, translates underwriter language into plain words, and orders title and homeowners insurance.

Opening soon

ROVER UNDERWRITERPreview

ROVER UNDERWRITER

Reads the file against the agency guides and cites the page behind every finding. A human underwriter reviews and signs every credit decision.

Opening soon

LENDER OVERLAYSLive

Lender overlays, in the API

Tests one file against wholesale lenders' published rules, the ones stricter than Fannie Mae and Freddie Mac, and cites the page behind every answer before the loan is submitted.

Try it in the docs

Live

The Royal AI app

ROVER and the loan on the borrower's phone, on the App Store and Google Play.

Get the app

ROYAL Ai FRONT DOORLive

The borrower's front door

Buying a home, home equity, reverse mortgages, builders and real estate agents, each one a tap away, with ROVER ready to answer.

Open royalai.app

The ROYAL Ai API

Put ROVER inside anything you build.

One key gives your product the same mortgage AI the Royal family runs on.

Ask ROVER any mortgage question and get his full answer back.
Calculators for payments and amortization, with strict inputs.
Lender overlays: test a file against wholesale lenders' published rules, each one cited.
Leads and webhooks, signed, with a test store kept apart from live.
Sandbox in the browser: a public test key, a live console and code in curl, Node and Python.

Open the API docs

curl https://api.royalai.ai/v1/ask \
  -H "Authorization: Bearer $ROYAL_KEY" \
  -H "Content-Type: application/json" \
  -d '{"question":"How does a HELOC work?",
       "context":{"world":"equity","surface":"borrower"}}'

The first example in the docs, word for word.

The Royal family